Swap Stellar (XLM) to USD Coin (USDC) without KYC

Right now 1 XLM gets you 0.17609397 USDC after our 0.25% fee. Send XLM on Stellar, receive USDC on Ethereum (ERC-20) in about 3 minutes — no account, no ID.

Rate (fee included): 1 XLM = 0.17609397 USDC
Reverse rate: 1 USDC = 5.650428 XLM
XLM price: $0.1765 −5.01 %
USDC price: $0.9998 −0.01 %
Minimum: 1,500 XLM
Typical time: ~3 min

Updated October 22, 2026

XLM to USDC conversion table

What you receive at today’s rate, with the 0.25% fee already deducted.

XLM to USDC
You send	You get	USD
1,500 XLM	264.140953 USDC	$264.75
4,000 XLM	704.375875 USDC	$706.00
7,500 XLM	1,320.7 USDC	$1,324
15,000 XLM	2,641.41 USDC	$2,648
40,000 XLM	7,043.76 USDC	$7,060
75,000 XLM	13,207.05 USDC	$13,238

USDC to XLM
You send	You get	USD
250 USDC	1,412.61 XLM	$249.95
650 USDC	3,672.78 XLM	$649.87
1,500 USDC	8,475.64 XLM	$1,500
2,500 USDC	14,126.07 XLM	$2,500
6,500 USDC	36,727.78 XLM	$6,499
15,000 USDC	84,756.42 XLM	$14,997

Rates move with the market. The final amount is fixed when your deposit is confirmed and is shown in the order before you send anything.

How to swap XLM to USDC

Exchange XLM for USDC in four steps, without registration.

Enter the XLM amount
Type how much XLM you want to send. The minimum is 1,500 XLM; the USDC amount updates instantly.
Paste your USDC address
Add the USDC wallet address on Ethereum (ERC-20) that should receive the coins. Add a refund address for XLM if you like.
Send XLM
Send exactly the shown amount to the deposit address on Stellar. We wait for 1 confirmation(s).
Receive USDC
Once confirmed, the USDC is sent to your wallet. Track every step with your order ID.

Stellar vs USD Coin: key facts

The technical details that decide how fast and how cheaply each side moves.

Stellar vs USD Coin: key facts
	Stellar	USD Coin
Ticker	XLM	USDC
Price (USD)	$0.1765	$0.9998
Launched	2014	2018
Category	Payments	Stablecoin
Consensus	Federated consensus	Token on another chain
Maximum supply	50,001,806,812	No fixed cap
Block time	5 s	12 s
Network we use	Stellar	Ethereum (ERC-20)
Confirmations we wait for	1 (~1 min)	12 (~3 min)
Minimum swap	1,500 XLM	250 USDC
Official website	stellar.org	www.circle.com

About Stellar and USD Coin

Stellar (XLM) launched in 2014 — Payments, secured by Federated consensus. The supply is capped at 50,001,806,812 XLM. For XLM deposits we wait for 1 confirmation(s) on Stellar, which usually takes about 1 min.

USD Coin (USDC) launched in 2018 — Stablecoin, secured by Token on another chain. There is no fixed maximum supply of USDC. For USDC deposits we wait for 12 confirmation(s) on ERC-20, which usually takes about 3 min.

Swapping XLM to USDC on noaml does not require an account. We quote the rate from multiple liquidity sources, include our 0.25% fee, and send the USDC directly to the address you provide. The minimum order is around $200 in XLM; there is no fixed maximum for manual orders.

XLM to USDC: questions

Short, specific answers. Still stuck? Support replies by email and Telegram.

How much USDC do I get for 1 XLM?

At the current rate, 1 XLM = 0.17609397 USDC, with the 0.25% fee already included. The exact amount is fixed when your deposit is confirmed.

Can I swap XLM to USDC without KYC?

Yes. noaml does not ask for an account, email or ID. You only provide the USDC address that receives the coins.

How long does a XLM to USDC swap take?

About 3 minutes in most cases. We wait for 1 confirmation(s) of your XLM deposit on Stellar, then send the USDC.

What is the minimum XLM amount?

The minimum is 1,500 XLM, which is about $200 at today’s price.

What happens if the rate changes?

The rate is locked once your deposit confirms. If the market moves sharply before that, the order is recalculated or, if you prefer, refunded to your XLM refund address.

Swap Stellar (XLM) to USD Coin (USDC) without KYC

Instant swap

XLM to USDC conversion table

How to swap XLM to USDC

Enter the XLM amount

Paste your USDC address

Send XLM

Receive USDC