Swap XRP (XRP) to USD Coin (USDC) without KYC

Right now 1 XRP gets you 1.315898 USDC after our 0.25% fee. Send XRP on XRP Ledger, receive USDC on Ethereum (ERC-20) in about 3 minutes — no account, no ID.

Rate (fee included): 1 XRP = 1.315898 USDC
Reverse rate: 1 USDC = 0.75614252 XRP
XRP price: $1.32 −2.00 %
USDC price: $0.9997 −0.01 %
Minimum: 200 XRP
Typical time: ~3 min

Updated October 23, 2026

XRP to USDC conversion table

What you receive at today’s rate, with the 0.25% fee already deducted.

XRP to USDC
You send	You get	USD
200 XRP	263.179554 USDC	$263.76
500 XRP	657.948885 USDC	$659.40
1,000 XRP	1,315.9 USDC	$1,319
2,000 XRP	2,631.8 USDC	$2,638
5,000 XRP	6,579.49 USDC	$6,594
10,000 XRP	13,158.98 USDC	$13,188

USDC to XRP
You send	You get	USD
250 USDC	189.035629 XRP	$249.93
650 USDC	491.492635 XRP	$649.81
1,500 USDC	1,134.21 XRP	$1,500
2,500 USDC	1,890.36 XRP	$2,499
6,500 USDC	4,914.93 XRP	$6,498
15,000 USDC	11,342.14 XRP	$14,996

Rates move with the market. The final amount is fixed when your deposit is confirmed and is shown in the order before you send anything.

How to swap XRP to USDC

Exchange XRP for USDC in four steps, without registration.

Enter the XRP amount
Type how much XRP you want to send. The minimum is 200 XRP; the USDC amount updates instantly.
Paste your USDC address
Add the USDC wallet address on Ethereum (ERC-20) that should receive the coins. Add a refund address for XRP if you like.
Send XRP
Send exactly the shown amount to the deposit address on XRP Ledger. We wait for 1 confirmation(s).
Receive USDC
Once confirmed, the USDC is sent to your wallet. Track every step with your order ID.

XRP vs USD Coin: key facts

The technical details that decide how fast and how cheaply each side moves.

XRP vs USD Coin: key facts
	XRP	USD Coin
Ticker	XRP	USDC
Price (USD)	$1.32	$0.9997
Launched	2012	2018
Category	Payments	Stablecoin
Consensus	Federated consensus	Token on another chain
Maximum supply	100,000,000,000	No fixed cap
Block time	4 s	12 s
Network we use	XRP Ledger	Ethereum (ERC-20)
Confirmations we wait for	1 (~1 min)	12 (~3 min)
Minimum swap	200 XRP	250 USDC
Official website	xrpl.org	www.circle.com

About XRP and USD Coin

XRP (XRP) launched in 2012 — Payments, secured by Federated consensus. The supply is capped at 100,000,000,000 XRP. For XRP deposits we wait for 1 confirmation(s) on XRP Ledger, which usually takes about 1 min.

USD Coin (USDC) launched in 2018 — Stablecoin, secured by Token on another chain. There is no fixed maximum supply of USDC. For USDC deposits we wait for 12 confirmation(s) on ERC-20, which usually takes about 3 min.

Swapping XRP to USDC on noaml does not require an account. We quote the rate from multiple liquidity sources, include our 0.25% fee, and send the USDC directly to the address you provide. The minimum order is around $200 in XRP; there is no fixed maximum for manual orders.

XRP to USDC: questions

Short, specific answers. Still stuck? Support replies by email and Telegram.

How much USDC do I get for 1 XRP?

At the current rate, 1 XRP = 1.315898 USDC, with the 0.25% fee already included. The exact amount is fixed when your deposit is confirmed.

Can I swap XRP to USDC without KYC?

Yes. noaml does not ask for an account, email or ID. You only provide the USDC address that receives the coins.

How long does a XRP to USDC swap take?

About 3 minutes in most cases. We wait for 1 confirmation(s) of your XRP deposit on XRP Ledger, then send the USDC.

What is the minimum XRP amount?

The minimum is 200 XRP, which is about $200 at today’s price.

What happens if the rate changes?

The rate is locked once your deposit confirms. If the market moves sharply before that, the order is recalculated or, if you prefer, refunded to your XRP refund address.

Swap XRP (XRP) to USD Coin (USDC) without KYC

Instant swap

XRP to USDC conversion table

How to swap XRP to USDC

Enter the XRP amount

Paste your USDC address

Send XRP

Receive USDC