Swap USD Coin (USDC) to Stellar (XLM) without KYC

Right now 1 USDC gets you 5.650428 XLM after our 0.25% fee. Send USDC on Ethereum (ERC-20), receive XLM on Stellar in about 5 minutes — no account, no ID.

Rate (fee included): 1 USDC = 5.650428 XLM
Reverse rate: 1 XLM = 0.17609397 USDC
USDC price: $0.9998 −0.01 %
XLM price: $0.1765 −5.01 %
Minimum: 250 USDC
Typical time: ~5 min

Updated October 22, 2026

USDC to XLM conversion table

What you receive at today’s rate, with the 0.25% fee already deducted.

USDC to XLM
You send	You get	USD
250 USDC	1,412.61 XLM	$249.95
650 USDC	3,672.78 XLM	$649.87
1,500 USDC	8,475.64 XLM	$1,500
2,500 USDC	14,126.07 XLM	$2,500
6,500 USDC	36,727.78 XLM	$6,499
15,000 USDC	84,756.42 XLM	$14,997

XLM to USDC
You send	You get	USD
1,500 XLM	264.140953 USDC	$264.75
4,000 XLM	704.375875 USDC	$706.00
7,500 XLM	1,320.7 USDC	$1,324
15,000 XLM	2,641.41 USDC	$2,648
40,000 XLM	7,043.76 USDC	$7,060
75,000 XLM	13,207.05 USDC	$13,238

Rates move with the market. The final amount is fixed when your deposit is confirmed and is shown in the order before you send anything.

How to swap USDC to XLM

Exchange USDC for XLM in four steps, without registration.

Enter the USDC amount
Type how much USDC you want to send. The minimum is 250 USDC; the XLM amount updates instantly.
Paste your XLM address
Add the XLM wallet address on Stellar that should receive the coins. Add a refund address for USDC if you like.
Send USDC
Send exactly the shown amount to the deposit address on Ethereum (ERC-20). We wait for 12 confirmation(s).
Receive XLM
Once confirmed, the XLM is sent to your wallet. Track every step with your order ID.

USD Coin vs Stellar: key facts

The technical details that decide how fast and how cheaply each side moves.

USD Coin vs Stellar: key facts
	USD Coin	Stellar
Ticker	USDC	XLM
Price (USD)	$0.9998	$0.1765
Launched	2018	2014
Category	Stablecoin	Payments
Consensus	Token on another chain	Federated consensus
Maximum supply	No fixed cap	50,001,806,812
Block time	12 s	5 s
Network we use	Ethereum (ERC-20)	Stellar
Confirmations we wait for	12 (~3 min)	1 (~1 min)
Minimum swap	250 USDC	1,500 XLM
Official website	www.circle.com	stellar.org

About USD Coin and Stellar

USD Coin (USDC) launched in 2018 — Stablecoin, secured by Token on another chain. There is no fixed maximum supply of USDC. For USDC deposits we wait for 12 confirmation(s) on ERC-20, which usually takes about 3 min.

Stellar (XLM) launched in 2014 — Payments, secured by Federated consensus. The supply is capped at 50,001,806,812 XLM. For XLM deposits we wait for 1 confirmation(s) on Stellar, which usually takes about 1 min.

Swapping USDC to XLM on noaml does not require an account. We quote the rate from multiple liquidity sources, include our 0.25% fee, and send the XLM directly to the address you provide. The minimum order is around $200 in USDC; there is no fixed maximum for manual orders.

USDC to XLM: questions

Short, specific answers. Still stuck? Support replies by email and Telegram.

How much XLM do I get for 1 USDC?

At the current rate, 1 USDC = 5.650428 XLM, with the 0.25% fee already included. The exact amount is fixed when your deposit is confirmed.

Can I swap USDC to XLM without KYC?

Yes. noaml does not ask for an account, email or ID. You only provide the XLM address that receives the coins.

How long does a USDC to XLM swap take?

About 5 minutes in most cases. We wait for 12 confirmation(s) of your USDC deposit on Ethereum (ERC-20), then send the XLM.

What is the minimum USDC amount?

The minimum is 250 USDC, which is about $200 at today’s price.

What happens if the rate changes?

The rate is locked once your deposit confirms. If the market moves sharply before that, the order is recalculated or, if you prefer, refunded to your USDC refund address.

Swap USD Coin (USDC) to Stellar (XLM) without KYC

Instant swap

USDC to XLM conversion table

How to swap USDC to XLM

Enter the USDC amount

Paste your XLM address

Send USDC

Receive XLM